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Maximising resources: Tips for managing homecare costs effectively

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Published: 20/02/2023

There are many strategies available to help you when considering homecare assistance for your loved one. These will not only help with the process of finding the right care to meet your needs, but can also help with managing costs. 

Here are some tips to help you manage homecare costs effectively:

Establish your budget

Establishing a budget is the most effective way of determining how much you have available to spend on homecare services. Be sure to include all financial resources available, such as any government assistance you may qualify for. Creating a budget is an empowering experience because it allows you to identify what services you need and how much is available to spend on them. Setting a realistic budget ensures you have control of your finances while getting the help that best supports your loved one.This budget should also be reviewed regularly, as the demand for homecare may change over time, as well as your situation and the services on offer. Periodically reviewing your budget will help ensure that it best meets your needs and offers the most appropriate support it can. 

Research services in your area to find out costs

The cost of care at home services can vary depending on the level and type of services required. Therefore, it’s Initially good to establish what those requirements are. Once you have this information you should talk to a local homecare provider, such as Right At Home. They will be able to provide invaluable insight into the costs involved, the sorts of services available, and what can fulfil your particular requirements the best. They can also address any concerns you may have and accommodations or special needs that need considering. When you contact Right At Home, they can provide you with an approximate quote, which an assessment will follow to confirm the level and type of recommended care. With careful planning, homecare services are an affordable and wonderful solution to keeping your loved ones happy and healthy in their home. 

Research financial assistance with homecare costs 

There are different types of financial assistance available to support you with homecare costs, so it is advisable to spend time researching them. You may qualify for government programs or grants, and some of these are available regardless of your financial situation. For example, anyone over 65 who would benefit from help with personal care, due to a physical or mental disability, can receive an attendance allowance. You are also eligible for a carer's allowance if you are helping care for someone for more than 35 hours a week. Both allowances are not means tested, so it is worth checking to see if you are eligible. You can find this information on the direct gov website. You may also get some financial assistance from social services funding, or NHS continuing care funding, which can be a huge help and are worth investigating. There is more about this on the NHS website.

Ask family and friends for help

Friends and family are often keen to help in some way, whether it is financially, or by offering some of their time. It's important to remember that this is not an imposition. It is a great opportunity for them to show their support, and it opens up conversations about how best to navigate the homecare process. There are many other ways people can help, such as offering companionship to your loved one by popping in for a cup of tea and a chat. Or offer to take them to an appointment or fetch some shopping. People like to be helpful, and you will also appreciate it too. 

Using these tips, you can manage homecare costs effectively and ensure that your loved one receives the care they need. If you would like to find out more about how Right At Home can help, give us a call at 01252 783426 or 01483 662400, and one of our team will be happy to answer your questions. 

 

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